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Ok-Life-Accident-and-Health-or-Sickness-Producer PDF Practice Q&A's
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- Total Questions: 157
- Updated on: Oct 19, 2026
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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Insurance Marketing and Sales | 10-15% | - Replacement regulations - Recordkeeping requirements - Sales practices and disclosures - Suitable product recommendations |
| Health Insurance Fundamentals | 20-25% | - Preferred provider organizations (PPOs) - Disability income insurance - Health maintenance organizations (HMOs) - Dental and vision coverage - Major medical insurance |
| Ethics and Professional Conduct | 10-15% | - Fiduciary responsibilities - Antifraud regulations - Handling customer complaints - Disclosure requirements |
| Accident and Sickness Insurance | 15-20% | - Hospital indemnity insurance - Sickness-related coverage - Accident-only policies - Critical illness insurance |
| Oklahoma Insurance Regulations | 20-25% | - Licensing requirements and procedures - Consumer protection regulations - Oklahoma Insurance Code requirements - Market conduct regulations - Unfair trade practices prohibitions |
| Life Insurance Basics | 15-20% | - Cash value and loan provisions - Beneficiary designations - Types of life insurance policies - Policy provisions and riders |
Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:
In regards to advertising, insurers are responsible for which of the following?
- A. maintaining control of communications between agents.
- B. maintaining control over content and form.
- C. maintaining control over the cost of delivery.
- D. maintaining control over the cost of production.
Correct Answer: B 🗳️
Explanation: Only visible for 2Pass4sure members. You can sign-up / login (it's free).
Loans may generally be obtained against the proceeds of a personal life insurance policy, and policy loan proceeds
- A. are subject to Federal estate tax.
- B. generate nontaxable interest income.
- C. accelerate the benefits under the policy.
- D. are not treated as taxable income.
Correct Answer: D 🗳️
Explanation: Only visible for 2Pass4sure members. You can sign-up / login (it's free).
When you purchase an annuity, you are purchasing a
- A. universal life policy.
- B. guaranteed income.
- C. whole life policy.
- D. disability insurance policy.
Correct Answer: B 🗳️
Explanation: Only visible for 2Pass4sure members. You can sign-up / login (it's free).
An endorsement to an insurance policy that modifies clauses and provisions of the policy is referred to as
- A. a rider.
- B. a supplement.
- C. an attachment.
- D. an add-on.
Correct Answer: A 🗳️
Explanation: Only visible for 2Pass4sure members. You can sign-up / login (it's free).
Accidental death covers death from
- A. terminal illness.
- B. infections.
- C. drowning.
- D. self-inflicted wounds.
Correct Answer: C 🗳️
Explanation: Only visible for 2Pass4sure members. You can sign-up / login (it's free).
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