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CII Insurance Legal and Regulatory (IF1) Sample Questions:

1. The Principles for Business slate that all customers should be treated

A) with due respect.
B) to a minimum standard.
C) equally.
D) fairly.

2. What is the principal reason for which a proposer is asked by the insurer whether his car will be driven by anyone else?

A) To enable a loading to be applied.
B) To enable a discount to be applied.
C) To establish whether insurable interest exists.
D) It is a material circumstance.

3. Who is represented by a loss assessor?

A) An underwriter.
B) A policyholder.
C) A claims handler.
D) A broker.

4. A loss adjuster normally acts on behalf of the

A) insured.
B) Financial Ombudsman Service.
C) Financial Services Compensation Scheme.
D) insurer.

5. Which key test for money laundering is defined under the Proceeds of Crime Act 2002?

A) Criminal possession.
B) Criminal lifestyle.
C) Criminal intelligence.
D) Criminal record.

Solutions: