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ACAMS CAMS7 中文 Exam Syllabus Topics:

SectionWeightObjectives
Global Anti-Financial Crime Frameworks, Governance and Regulations24%- Regional and national regulations
  • 1. USA PATRIOT Act and extraterritorial laws
  • 2. EU AML Directives
- Governance, accountability and ethics
  • 1. Ethical obligations and professional standards
  • 2. Roles of board, senior management and compliance function
- International standards and bodies
  • 1. FATF 40 Recommendations
  • 2. Basel Committee, Wolfsberg Group, UN conventions
Understanding Risks and Methods of Financial Crime26%- Financial crime risks and consequences
  • 1. Institutional, individual, economic and social impacts
- Terrorism financing and proliferation financing
  • 1. Distinctions from money laundering
  • 2. Sources and mechanisms
- Money laundering stages and techniques
  • 1. Methods across financial sectors and businesses
  • 2. Placement, layering, integration
- Sanctions regimes and compliance risks
  • 1. UN, EU, OFAC frameworks
  • 2. Risk identification and mitigation
Building and Managing Anti-Financial Crime Compliance Programs28%- Program framework and policies
  • 1. Policies, procedures and controls design
  • 2. Risk assessment and risk-based approach
- Monitoring, reporting and record keeping
  • 1. Suspicious activity reporting (SAR/STR)
  • 2. Transaction monitoring and alert management
  • 3. Legal record retention requirements
- Customer due diligence and know-your-customer
  • 1. CDD, EDD, beneficial ownership identification
  • 2. politically exposed persons and high-risk clients
- Training, awareness and internal communication
- Audit, testing and continuous improvement
Tools, Technologies and Investigations22%- Remediation and response
  • 1. Corrective actions and regulatory engagement
- Investigation processes and evidence handling
  • 1. Case management and escalation
  • 2. Cooperation with authorities and information sharing
- Technology and systems
  • 1. Monitoring systems, screening tools, data analytics
  • 2. Cryptoasset and virtual asset compliance

ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7中文版) Sample Questions:

雖然信託和公司服務提供者 (TCSP) 有正當理由指定代理股東,但代理股東的哪項特徵會帶來最大的金融犯罪風險?

  • A. 簡化與股權相關的行政事務
  • B. 透過向公開登記冊隱藏受益所有人的身份,為其提供匿名保護。
  • C. 支持公司流動性和便捷退出策略
  • D. 幫助非居民遵守當地所有權法律
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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在恐怖主義融資的背景下,下列哪些是濫用非營利組織(NPOs)的潛在指標? (選兩個。)

  • A. 參與社區發展和人道援助項目
  • B. 領導階層和使命宣言頻繁變動
  • C. 財務報告與治理實務的廣泛透明度
  • D. 在監管有限的高風險司法管轄區運營
  • E. 來自匿名來源的大量未記帳現金捐款
Reveal Solution  Discussion  0

Correct Answer: D,E  🗳️

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可疑活動報告要求的主要目的是什麼?

  • A. 增加客戶獲取
  • B. 提高外匯收益
  • C. 降低營運費用
  • D. 協助當局偵查金融犯罪
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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在決定制裁篩檢的模糊匹配閾值時,應考慮以下因素:

  • A. 待篩選的資料是否可靠且經過驗證。
  • B. 不合規罰款的金額。
  • C. 團隊處理潛在比賽的經驗。
  • D. 處理潛在匹配的操作負擔。
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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反洗錢/反恐怖主義融資措施的有效性可以透過以下程度來衡量:系統和控制措施的有效性:

  • A. 以經濟有效的方式實施
  • B. 最大限度地減少金融機構的營運負擔
  • C. 遵守相關法令
  • D. 降低金融犯罪的風險與威脅
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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